DIP: 18.02.047/20251002 
DOI: 10.25215/2455/1002047 
Abstract
Capital access plays a key role in the growth and survival among small businesses. Although small firms make a great contribution to economic growth and employment, many of them encounter considerable difficulty in accessing sufficient finance. This paper analyses the linkage between access to capital and small business growth, and considers both traditional and non-traditional funding sources such as bank lending, venture capital, angel investors and new forms of finance like crowdfunding. It also explores the obstacles preventing access to capital including strict loan requirements, no credit score, and information disparity. Analysing recent trends and policy interventions, and identifying strategies for enhancing access to finance for small businesses, such that the emerging entrepreneurial community is made more inclusive, and more resilient.
The author(s) appreciates all those who participated in the study and helped to facilitate the research process. 
The author(s) declared no conflict of interest. 
ISSN 2455-670X