DIP: 18.02.21/20251001 
DOI: 10.25215/2455/100121 
Abstract
This study assesses the status, challenges, and prospects of citrus fruit crop insurance in Nepal, focusing on Junar (Sweet Orange) cultivation in Sindhuli and another hilly district. Despite a decade of agricultural insurance programs, citrus crop insurance remains underdeveloped. In fiscal year 2079/80, only 241 citrus insurance policies were issued nationally, with just 5 for Junar—far below potential, given Sindhuli’s 1,045 hectares of Junar cultivation valued at NPR 2.04 billion. Key barriers include low farmer awareness, outdated insurance provisions, shortage of trained technical personnel, delayed subsidy disbursement, and limited engagement of insurance companies. To unlock the potential of citrus crop insurance, the study recommends: Expanding awareness campaigns, revising insurance policies regularly, deploying technical experts at the local level, prioritizing crop insurance in local government budgets, streamlining subsidy disbursement, and strengthening insurance company participation and regulatory oversight. Expanding Junar crop insurance presents a major opportunity to strengthen agricultural resilience and economic security in Nepal’s citrus-growing regions.
The author(s) appreciates all those who participated in the study and helped to facilitate the research process. 
The author(s) declared no conflict of interest. 
ISSN 2455-670X