Financial Literacy and Its Influence on Investment Behaviour

Article

Open Access

Peer-reviewed

Financial Literacy and Its Influence on Investment Behaviour

Dr Soumya R , Dr Padmavathi S M

DIP: 18.02.041/20251002

DOI: 10.25215/2455/1002041

Received: January 06, 2025; Revision Received: March 16, 2025; Accepted: June 18, 2025

Abstract

Financial literacy influences individual investment decisions and personal financial well-being. In the Era of the International Financial markets, since they are so complex, understanding of the complex financial jargon has became necessary and today it is a must to understand the complex financial terminologies. It examines the influence of financial literacy on investment decisions, and finds: financial knowledge has an impact on risk taking, asset allocation, and investment choices. This indicates that individuals with more financial knowledge are likely to use diversified investment instruments and they have more confidence in debt handling behavior. The article is a call to action for targeted financial capability interventions aimed at increasing the competency for decisions that affect long term economic security.

Keywords

The author(s) appreciates all those who participated in the study and helped to facilitate the research process.

The author(s) declared no conflict of interest.

This is an Open Access Research distributed under the terms of the Creative Commons Attribution License (www.creativecommons.org/licenses/by/2.0), which permits unrestricted use, distribution, and reproduction in any Medium, provided the original work is properly cited.

Responding Author Information

Padmavathi S M & Soumya R @ terryjfernandez07@gmail.com

Financial Literacy and Its Influence on Investment Behaviour

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Article Overview

ISSN 2455-670X

DIP: 18.02.041/20251002

DOI: 10.25215/2455/1002041

Published in

Volume 10 Issue 2, April – June, 2025

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