Abstract
Behavioral economics has become increasingly relevant in understanding consumer decision-making, especially within the digital age where online platforms, algorithms, and real-time interactions heavily influence behavior. Unlike traditional economic models that assume rational decision-making, behavioral economics accounts for cognitive biases, heuristics, emotions, and social influences. In the digital environment, factors such as personalized content, targeted advertising, scarcity cues, and social proof significantly shape consumer preferences and purchasing behavior. The convergence of behavioral insights with digital technologies creates both opportunities and ethical challenges. For instance, digital nudging and choice architecture can guide users toward beneficial decisions, yet they can also be exploited to manipulate behavior. Moreover, mobile apps, AI-driven recommendations, and gamified interfaces leverage psychological triggers to enhance engagement and conversions. This paper explores how digital ecosystems amplify or mitigate behavioral tendencies and discusses implications for marketers, policymakers, and consumers. It highlights the importance of transparency, regulation, and consumer education to ensure ethical applications of behavioral economics in digital commerce.

DIP: 18.02.024/20251003
DOI: 10.25215/2455/1003024